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Closing Documents Checklist for New Septic Owners

Closing Documents Checklist for New Septic Owners

Congratulations on becoming a new homeowner! Buying a house is an exciting milestone, but it can also be a bit overwhelming, especially if the property you purchased has a septic system. Understanding and maintaining a septic system is essential to ensure a healthy and hassle-free home environment.

As a new septic owner, there are certain closing documents you should be aware of to familiarize yourself with your new system and make the most of your investment. In this blog, we'll provide you with a comprehensive checklist of essential closing documents to guide you through this process.

Septic System Inspection Report:

Before closing the deal, it is crucial to have a professional septic system inspection conducted. The inspection report should provide you with the type of system you now own, an overview of the system's condition, any existing issues, and recommendations for repairs or maintenance. Reviewing this report will help you understand the current state of your septic system and plan for any necessary upgrades or repairs.  Some systems require service contracts and periodic regulatory documentation to be submitted, so this inspection is a great time to ask these details from the professional doing the inspection.

Permit and Design Documents:

Ask the previous owner or your real estate agent for a copy of the septic system's permit and design documents. These records outline the system's specifications, including its size, location, and design.  If unavailable, you can contact the local health department and they will normally have records of this information as well.  It is always better to ask for these at closing than to assume they will be easily accessed until the documentation transfers into your name. Understanding these details will be valuable when planning future maintenance, expansions, or renovations.

Pumping and Maintenance Records:

Regular septic tank pumping and maintenance are vital for the proper functioning of the system. Obtain a record of past pumping and maintenance activities, if available. This will give you an idea of the system's condition, normal pumping schedule and help you determine when it's due for the next service.

System Diagram and Layout:

Ask for a system diagram or layout that illustrates the location of the septic tank, distribution box, and drain field on your property. This will help you avoid damaging the system when utilities or other service providers need to access your property,  determining the landscaping for your new home, or making any additions to your property.

Warranty Information:

Check if there are any warranties or service agreements associated with the septic system. Understanding the scope and coverage of these warranties can save you money on potential repairs if issues arise in the early stages of homeownership.

Operation and Maintenance Guide:

If available, request an operation and maintenance guide for your septic system. This manual will provide you with valuable information on how the system functions, what to avoid flushing, and essential maintenance tips to keep your system running smoothly.

Service Provider Contact Information:

Obtain the contact information of the company responsible for septic system maintenance and repairs. Having their details on hand will enable you to quickly reach out for emergencies or schedule routine maintenance.  Be sure you ask about the experience the previous owner had with that company and whether they would recommend them to continue service.  Just because they have always serviced the tank may not be the best qualifier to become your service provider.

Owning a home with a septic system can be a rewarding experience as long as you understand and care for the system properly. By obtaining and reviewing the essential closing documents listed in this checklist, you'll gain valuable insights into your septic system's history, maintenance requirements, and warranty coverage. This knowledge will empower you to make informed decisions about your new property and ensure the long-term health and efficiency of your septic system.

Remember, regular maintenance, timely pumping, and responsible usage are the keys to a trouble-free septic system. If you have any questions or concerns about your septic system, don't hesitate to reach out to us at 800-499-1682 and we will be happy to help. Happy homeownership!